Education Planning
Child Education Planner
Plan for your child's education with inflation-adjusted cost projections and smart investment strategies
Select Education Type
Planning Details
1 year15 years
16 years25 years
₹3L₹1.5Cr
6%15%
8%18%
Investment Plan
Future Education Cost
₹40.8L
in 13 years
Required Monthly SIP
₹10,852
for 13 years
Investment Summary
Total Investment₹16.9L
Wealth Creation₹23.9L
Return Multiple2.4x
Time to Goal13 years
Education Cost Breakdown
Tuition Fees
Current Cost
₹9.0L
Future Cost
₹24.5L
60%
of total cost
Books & Materials
Current Cost
₹1.5L
Future Cost
₹4.1L
10%
of total cost
Accommodation
Current Cost
₹3.0L
Future Cost
₹8.2L
20%
of total cost
Other Expenses
Current Cost
₹1.5L
Future Cost
₹4.1L
10%
of total cost
Wealth Growth vs Education Cost
Investment Corpus
Required Amount
📚 Education Planning Tips
Start Early
Starting early reduces monthly investment burden significantly
Use Sukanya Samriddhi
For girl child, use SSY account for tax-free returns
Step-up SIPs
Increase SIP by 10-15% annually with salary growth
Diversified Portfolio
Mix of equity, debt, and gold for balanced growth
Education Loan Option
Consider education loans for tax benefits and cash flow
Regular Review
Review and adjust plan based on changing education costs