Loan Planning
Personal Loan Calculator
Calculate EMI, total cost, and prepayment benefits for personal loans with detailed analysis
Loan Details
Enter your personal loan requirements and terms
₹50K₹50L
Typical range: ₹50K - ₹50L
8%24%
Current market: 10-18% for salaried
6 months60 months
0%5%
Usually 1-3% of loan amount
Prepayment Analysis
Personal Loan Features
- No collateral required
- Quick approval (24-48 hours)
- Prepayment allowed (may have charges)
- Higher interest than secured loans
Common Personal Loan Uses
Wedding expenses
Home renovation
Medical emergency
Education fees
Travel/vacation
Debt consolidation
Business needs
Other