Investment Comparison
SIP vs Lumpsum
Compare systematic investment vs lumpsum investment returns across different market scenarios
Investment Comparison Setup
Enter investment details to compare SIP vs Lumpsum strategies
₹500₹1,00,000
₹10K₹1Cr
1 year30 years
6%18%
Equity mutual funds: 10-15% historical average
3%10%
Current India inflation: ~6%
Key Differences
- SIP: Rupee cost averaging, market timing risk reduced
- Lumpsum: Full market exposure, timing crucial
- SIP better in volatile/falling markets
- Lumpsum better in consistent bull markets